For the past 30 years, Real Estate professionals and their homebuyers have found new opportunities with the strength of FHA 203(k) and HomeStyles Renovation financing. Reinventing the deal can help you level the playing field for your home buyers and create exciting HomeOwnership opportunities with more inventory of homes right in our own backyards. This course is a follow up to the popular “Success with 203(k) Financing” enjoyed by 100s of agents and will hopefully give you too, that “yeah, you can do that” knowledge to Reinvent the deal by: • Expanding your clients searches to more affordable “fixer-uppers” and TLC properties. • Opening up REO inventory that was once only available to “cash only” buyers • Learn how to attract more buyers to your listings with a “yeah you can do that” vision • Learn how to close on homes with some title issues or violations…”yeah, you can do that” • Work with not only owner-occupied sales, but also second homes and Investors This course will teach you exactly how these powerful programs work. Including: • Structuring purchase scenarios including renovation funds, with as little as 3.5% down • Defining exactly what an “As-repaired” appraisal is and creating future value to the home • Defining the long list of allowable renovations under each program • Learning how you can close on problematic homes in their “as-is” condition • Working with contractors, cost estimates, architects, expediters and more • Real life case studies of successful transactions APPROVED FOR 3 HOURS CE CREDITS ---------- INFO FOR ZOOM COURSES ONLY - CE Credits by LIVE DISTANCE EDUCATION (ZOOM) requires that you have both a microphone and a camera in order to earn CE Credit

LIBOR General Counsel Patrick Fife will provide an overview of new laws or legal developments that impact the Long Island legal industry. Topics will include best practices related to fair housing, antitrust claims, advertising and broker supervision. The course will also review the most relevant questions coming into LIBOR’s Legal Support Center. APPROVED FOR 1 Hour CE (Includes DOS Mandated 1 HOUR LEGAL UPDATE) ---------------------------------------------- INFO FOR ZOOM COURSES ONLY - CE Credits by LIVE DISTANCE EDUCATION (ZOOM) requires that you have both a microphone and a camera in order to earn CE Credit Registrants will receive ZOOM LINK AND INSTRUCTIONS 24 hours prior to start.

Matrix Level 2 will cover creating a MLS Listing, updating, and adding photos & documents to the listing, also the value of reverse prospecting. We will explore and learn a variety of easy ways to create a CMA in Matrix and discover the preset statistics and market reports that can be included in your listing presentation. The class will also cover advanced searches, customizing search views and you will be introduced to the speed bar for quick and easy searches. You will be introduced to the wealth of information available in Realist Tax. This is an excellent class to take after you are familiar with Matrix! APPROVED FOR 3 HOURS CE CREDIT ---------------------------------------------------- INFO FOR ZOOM COURSES ONLY - CE Credits by LIVE DISTANCE EDUCATION (ZOOM) requires that you have both a microphone and a camera in order to earn CE Credit Registrants will receive ZOOM LINK AND INSTRUCTIONS 24 hours prior to start.

Examine what a Co-Ops is and how shares are allocated. What is involved in the process of purchasing or selling a Co-Op and what all parties involved must know. Identify the documents needed in a sale and the board interview process. Legislation affecting Co-Op transactions will also be reviewed. Approved for 3.5 Hours CE -------------------------------------------------------------------- INFO FOR ZOOM COURSES ONLY - CE Credits by LIVE DISTANCE EDUCATION (ZOOM) requires that you have both a microphone and a camera in order to earn CE Credit

What is Cultural Competency? "Cultural competency means being aware of your own cultural beliefs and values and how these may be different from other cultures—including being able to learn about and honor the different cultures of those you live and work with." The three elements of cultural competence are: • attitudes. • skills. • knowledge. 4 Steps to Becoming Culturally Competent • Learn About Your Culture and Biases. Many of the biases we hold are unconscious, meaning we're not aware we have them. • Actively Listen. Active listening is a useful tool for practicing cultural competency. • Show Interest Through Participation. • Seek Out Cultural Knowledge. APPROVED FOR 2 HOURS CE CREDIT --------------------------------------------- INFO FOR ZOOM COURSES ONLY - CE Credits by LIVE DISTANCE EDUCATION (ZOOM) requires that you have both a microphone and a camera in order to earn CE Credit Registrants will receive ZOOM LINK AND INSTRUCTIONS 24 hours prior to start.

The REALTOR® Code of Ethics serves as the ethical compass outlining the principles that guide their behavior and interactions with clients and colleagues. The code emphasizes honesty, integrity, and a commitment to providing exceptional service. REALTORS® pledge to uphold these values, ensuring that their clients receive the highest level of professionalism and trust in every real estate transaction. Delve into the REALTOR® Code of Ethics, gaining a deep understanding of the principles and practices that define ethical behavior in the industry. Equip yourself with the knowledge and tools to build a reputation for integrity, transparency, and professionalism in your real estate career. APPROVED FOR 3 HOURS CE - (Includes DOS mandated 2.5 Hours Ethical Business Practices and satisfies National Association of REALTORS® Code of Ethics requirement) -------------------------------------------------------------------- CE Credits by WEBINAR (ZOOM) requires that you have both a microphone and a camera in order to earn CE Credit Registrants will receive ZOOM instructions 24 hours prior to start.

THIS CLASS IS FREE FOR LIBOR MEMBERS, BUT THERE IS A FEE IF YOU WANT TO RECEIVE THE 3 CE CREDITS AND WILL BE HANDLED THE DAY OF THE CLASS. This is an IN PERSON CLASS ONLY - This class is an overview of the Matrix MLS system. It will be offered in lecture style.

We will explore the different dashboards and all the components and set up market areas with Market Watch and create updates with Hot Sheets. This course covers the various ways of searching the MLS for all property types and statuses.

You will learn how to create an Auto Email, for automatically emailing listings, and visit OneHome, the client portal. The benefits of Realist Tax and setting up a farm area to create mailing labels. Also, included is adding and editing a listing.

THIS CLASS IS FREE, BUT THERE IS A FEE IF YOU WANT TO RECEIVE THE 3 CE CREDITS.

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Learn how to create Electronic Signatures using Authentisign in your Instanet account and simplify the forms process for your clients. There has never been a better time to learn Electronic Forms and eSignatures. (Member Benefit) Approved for 2 Hours CE Credit ---------------------------------------------------------- INFO FOR ZOOM COURSES ONLY - CE Credits by LIVE DISTANCE EDUCATION (ZOOM) requires that you have both a microphone and a camera in order to earn CE Credit Registrants will receive ZOOM LINK AND INSTRUCTIONS 24 hours prior to start.

Neil Garfinkel, Esq. will cover recent and important legal developments in Albany and with the Department of State as it relates to real estate licensees. In particular, Neil will cover the recent proposed and pending legislation regarding Fair Housing and Continuing Education. Approved for 1 Hour CE credit (DOS Required 1 Hour Legal update) Neil Garfinkel, Esq. ------------------------------------------------------------------ CE Credits by WEBINAR (ZOOM) requires that you have both a microphone and a camera in order to earn CE Credit Registrants will receive webinar instructions 24 hours prior to start.

Post-pandemic real estate set expectations for sellers of fast sales, multiple offers and double-digit price increases. When markets shift, days on market increase, showings slow and seller expectations change. In this course, we will discuss the importance of educating sellers about market realities and reviewing the agent tools available. Tips and tricks include updating CMA’s, agent feedback, market statistics, and neighborhood reports. Additionally, we will discuss the importance of communication and best practices to add value to the seller experience. Approved for 3 Hours CE ----------------------------------------------- INFO FOR ZOOM COURSES ONLY - CE Credits by LIVE DISTANCE EDUCATION (ZOOM) requires that you have both a microphone and a camera in order to earn CE Credit Registrants will receive ZOOM LINK AND INSTRUCTIONS 24 hours prior to start.

Satisfies one hour of training on recent legal matters for license renewal. Operate your business without the risk of claims, fines and lawsuits. Gain a complete understanding of advertising that is legal and ethical; contracts, forms, deposits, disclosures, and record retention; risk management strategies; title insurance and settlement procedures. 7.5 Hours CE (includes DOS Mandatory Topic: 1 Hour Legal Update) ---------------------------------------------------------------------------- INFO FOR ZOOM COURSES ONLY - CE Credits by LIVE DISTANCE EDUCATION (ZOOM) requires that you have both a microphone and a camera in order to earn CE Credit Registrants will receive ZOOM LINK AND INSTRUCTIONS 24 hours prior to start.