How to Home

Read our blog featuring real estate tips and essential information for buyers and sellers.

Understanding Co-Op Housing: Is Cooperative Housing Right for You?

Mar 24, 2025, 20:29 PM by User Not Found
Here’s what you should know about co-ops and whether they might make sense for you.
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Consumer Guide: Homeowners Associations

Mar 19, 2025, 14:28 PM by User Not Found
In many housing markets, homeowners associations (HOAs) and other community associations can be a part of the homebuying (and owning) experience. Here’s what prospective buyers should know.
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Consumer Guide: Preparing for Homeownership

Mar 14, 2025, 21:33 PM by User Not Found
Whether you are a first-time buyer or planning your next move, you should consider many factors as you prepare for the home purchase process. Here’s what prospective buyers should know.
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Consumer Guide: The Appraisal Process

Mar 14, 2025, 21:24 PM by User Not Found
If you are financing your home purchase, you will likely be required to get a home appraisal as one of the steps between signing and close. Here’s what you should know.
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Consumer Guide: Property Taxes

Mar 14, 2025, 20:54 PM by User Not Found
Wherever you buy a home in the United States, property taxes are a reality of homeownership. An agent who is a REALTOR® can help connect you with a tax expert in your area, but here are the basics.
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Consumer Guide: Fire Damage and Policy Coverage

Mar 14, 2025, 20:45 PM by User Not Found
Most homeowners insurance policies cover fire and smoke damage, but some insurers may limit or not offer coverage if your risk is higher. You should contact an insurance agent or broker if you need separate fire insurance or have questions. An agent who is a REALTOR® can help connect you. Depending on where you live, your property may have varying degrees of risk of sustaining damage from a wildfire. Even if you aren’t in a high-risk area, you should fully understand your insurance coverage in the event of a fire. Here’s what you need to know.
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Consumer Guide: Agency and Non-Agency Relationships

Mar 14, 2025, 20:27 PM by User Not Found
When you are looking to buy or sell a home, you may hear about different types of relationships— agency and non-agency—that exist between buyers and sellers and the real estate professionals they are working with. These relationships are defined by state law and the options available to you vary widely between states, but here are the basics of what to think about.
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Consumer Guide: Steps Between Signing and Closing on a Home

Mar 14, 2025, 17:48 PM by User Not Found
Once you sign a purchase agreement on your new home, there are still several steps to complete before you can finalize—or “close”—the transaction. While the process differs in each state, here are the basics of what you can expect during the period between signing and closing.
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Consumer Guide: Mortgages and Financing

Mar 14, 2025, 17:37 PM by User Not Found
Buying a home is one of the largest personal and financial decisions you can make. For many buyers, the process includes finding a loan that will help you pay for your new home over time. An agent who is a REALTOR® can help you learn about your options. Here’s what else you need to know.
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Consumer Guide: Buying Your First Home

Mar 13, 2025, 19:22 PM by User Not Found
So, you’re ready to find your first home. But where do you begin? And what resources are available to help you? Here’s what you need to know as you embark on your homeownership journey.
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Is an Owner-Occupied Multifamily Home Right for You?

Mar 10, 2025, 17:30 PM by User Not Found
These tips and steps in buying an owner-occupied multifamily home could speed up your entry into first-time home ownership.
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Consumer Guide: Multiple Listing Services (MLSs)

Mar 7, 2025, 18:43 PM by User Not Found
When buying or selling a home, your real estate professional may use a Multiple Listing Service (MLS) to find homes for sale or market your property. Here is what you need to know.
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Consumer Guide: Fair Housing

Mar 7, 2025, 16:03 PM by User Not Found
Buying or selling a home is more than a transaction—it’s fundamental to your long-term goals and financial future. Consumers and agents all have rights and responsibilities to promote a home buying or selling process free from discrimination. Here’s what you need to know.
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Consumer Guide: Seller Concessions

Mar 6, 2025, 19:50 PM by User Not Found
As a home seller, you have choices when deciding how to market your property, including whether you’d like to offer concessions to attract buyers or close a deal. Here’s what you need to know as you consider whether this approach is right for you.
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Consumer Guide: Ten Questions to Ask a Buyer's Agent

Mar 6, 2025, 19:28 PM by User Not Found
If you’re ready to buy a home, you should feel empowered to find and work with the agent who is the best fit for your needs. Here are ten questions you should consider when selecting an agent.
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NAR Written Buyer Agreements 101 PDF document

Consumer Guide: Negotiating Written Buyer Agreements

Mar 6, 2025, 19:12 PM by User Not Found
You’ve decided it’s time to buy a home and want to work with an agent to guide you through the process. The next step is to interview agents and negotiate a written agreement that includes the services the agent will provide and the compensation they will receive. Here’s what you need to know about negotiating an agreement with an agent who is a REALTOR®.
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Consumer Guide: What Veterans Need To Know about Buying a Home

Mar 6, 2025, 18:57 PM by User Not Found
The National Association of REALTORS® is proud to support those who serve our country on their journey to achieve the American Dream of homeownership. Veterans and active servicemembers often have unique needs when looking for a home, and agents who are REALTORS® are committed to helping ensure those needs continue to be met following the real estate practice changes that went into effect on August 17, 2024. Here is what you need to know.
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Consumer Guide: REALTORS®' Duty to Put Your Interests Above Their Own

Mar 6, 2025, 18:31 PM by User Not Found
A REALTOR® is a special kind of real estate agent: one who follows NAR’s strict Code of Ethics, including the first and primary pledge to protect and promote the interests of their clients. This obligation means that a REALTOR® cannot make decisions or provide representation in a way that puts their own interests or commissions ahead of their clients’ interests.
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Consumer Guide: Open Houses and Written Agreements

Mar 6, 2025, 18:12 PM by User Not Found
As of August 17, 2024, many real estate professionals nationwide will be asking buyers to enter into a written agreement prior to touring a home. But what if you are just attending an open house? Here’s what you should know.
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5 Emerging Home Design Trends

Mar 4, 2025, 12:43 PM by User Not Found
Whether you're selling and staging your home, planning a decor refresh, or daydreaming about how you will decorate your new place, 2025’s home trends offer a perfect mix of nostalgia, sustainability, and bold aesthetics. Here’s a look at the most exciting trends shaping interiors right now.
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